AssemblyCheck
Check the plant. Claim the deduction. Find where your vehicle was built to verify Section 163 tax eligibility.
Verify Your VIN
The American-Made Vehicle Loan Interest Deduction applies to new vehicles with final assembly in the USA. Enter your 17-character VIN below.
Deduction Estimator
Calculate your potential annual tax savings based on your loan terms and MAGI phaseouts.
Browse All Makes
Explore plant location, GVWR classification, and pre-evaluated assembly status for major models.
The American-Made Vehicle Deduction
Under recent legislation, taxpayers financing a brand new vehicle assembled in the United States can deduct the interest paid on their auto loan, up to a cap of $10,000. This incentive seeks to support American manufacturing and applies to passenger cars, trucks, minivans, SUVs, and motorcycles under 14,000 lbs.
1. Check the Plant
Must be assembled in the USA. VINs beginning with 1, 4, or 5 indicate US manufacture, but a full VIN check is required to verify the specific assembly plant country.
2. Verify the Loan
Only first-lien secured auto loans on brand new purchases qualify. Leases and refinance of loans originated before 2025 do not qualify.
3. Income Limits
Phases out between $100k-$150k MAGI for single filers, and $200k-$250k for married couples filing jointly.